/* ===========================
   THE MANGALORE CO-OPERATIVE TOWN BANK LTD (MTOWN Bank)
   Theme: RuPay Card Blue & Gold (palette sourced from the bank's own ATM card artwork)
   Color palette:
     Blue primary     #1C3A78
     Blue dark        #12254d
     Blue light       #2D4A88
     Gold accent      #C09F0F
     Gold light       #FCCF04
     Cream            #eef1f7
     White            #ffffff
     Light bg         #f5f7fb
     Text dark        #16233f
     Text muted       #5a6a8a
   =========================== */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Poppins:wght@400;600;700;800&family=Playfair+Display:ital,wght@0,600;0,700;0,800;1,600&display=swap');

:root {
  --primary:      #1C3A78;
  --primary-dk:   #12254d;
  --primary-lt:   #2D4A88;
  --secondary:    #C09F0F;
  --secondary-lt: #FCCF04;
  --accent:       #eef1f7;
  --light-bg:     #f5f7fb;
  --white:        #ffffff;
  --text-dark:    #16233f;
  --text-muted:   #5a6a8a;
  --border:       #dde3ee;
  --card-shadow: 0 4px 24px rgba(28,58,120,0.10);
  --card-shadow-hover: 0 12px 40px rgba(28,58,120,0.18);
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

.skip-link-nav {
  color: rgba(255,255,255,0.95);
  font-weight: 600;
  font-size: 0.68rem;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  text-decoration: none;
  padding: 16px 14px;
  order: -1;
}

.skip-link-nav:hover,
.skip-link-nav:focus {
  color: var(--secondary);
  outline: 2px solid var(--secondary);
  outline-offset: -2px;
}

body {
  font-family: 'Inter', 'Poppins', sans-serif;
  color: var(--text-dark);
  margin: 0;
  background: var(--white);
  line-height: 1.6;
  font-size: 15px;
}

img { max-width: 100%; }

/* =============================================
   TOP HEADER
   ============================================= */
.top-header {
  background: linear-gradient(135deg, var(--primary-dk) 0%, var(--primary) 55%, var(--primary-lt) 100%);
  padding: 0;
  position: relative;
  overflow: hidden;
  box-shadow: inset 0 -3px 0 0 rgba(192,159,15,0.55), 0 2px 18px rgba(12,25,60,0.25);
}

.top-header::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 15% 20%, rgba(255,255,255,0.08) 0%, transparent 45%),
    radial-gradient(circle at 85% 80%, rgba(252,207,4,0.08) 0%, transparent 50%);
  pointer-events: none;
}

.top-header .header-inner {
  padding: 22px 0 20px;
  position: relative;
}

.bank-logo {
  width: 96px;
  height: 96px;
  object-fit: contain;
  border-radius: 50%;
  background: rgba(255,255,255,0.1);
  margin-right: 22px;
  padding: 5px;
  border: 2px solid rgba(192,159,15,0.5);
  box-shadow: 0 4px 18px rgba(0,0,0,0.25), 0 0 0 5px rgba(255,255,255,0.04);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.bank-logo:hover {
  transform: scale(1.06);
  box-shadow: 0 6px 22px rgba(0,0,0,0.3), 0 0 0 5px rgba(252,207,4,0.15);
}

.bank-name {
  font-family: 'Playfair Display', serif;
  margin: 0;
  line-height: 1.2;
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.bank-name-main {
  display: block;
  font-size: 1.7rem;
  font-weight: 700;
  font-style: normal;
  letter-spacing: 1.6px;
  text-transform: uppercase;
  color: var(--secondary-lt);
  text-shadow: 0 1px 10px rgba(192,159,15,0.55);
  position: relative;
}

.bank-name-main::after {
  content: '';
  display: block;
  width: 100%;
  height: 2px;
  margin-top: 7px;
  background: linear-gradient(90deg, transparent 0%, var(--secondary) 30%, #fff2cf 50%, var(--secondary) 70%, transparent 100%);
  border-radius: 1px;
}

.bank-tagline {
  color: rgba(255,255,255,0.78);
  font-size: 0.8rem;
  margin: 8px 0 0;
  letter-spacing: 1.5px;
  font-weight: 500;
  text-transform: uppercase;
  text-align: center;
}

/* =============================================
   NAVBAR
   ============================================= */
#navbar {
  background: var(--primary-lt);
  padding: 0;
  z-index: 1000;
  transition: box-shadow 0.2s;
}

#navbar.is-stuck {
  box-shadow: 0 3px 16px rgba(18,37,77,0.30);
}

#navbar .navbar-nav .nav-link {
  color: rgba(255,255,255,0.95) !important;
  padding: 16px 16px;
  font-size: 0.80rem;
  font-weight: 600;
  letter-spacing: 0.6px;
  text-transform: uppercase;
  transition: color 0.2s, background 0.2s;
  border-bottom: 3px solid transparent;
  position: relative;
}

#navbar .navbar-nav .nav-link:hover {
  color: var(--secondary) !important;
  background: rgba(255,255,255,0.10);
  border-bottom-color: var(--secondary);
}

#navbar .navbar-nav .nav-link.active {
  color: var(--secondary) !important;
  border-bottom-color: var(--secondary);
  font-weight: 700;
}

#navbar .dropdown-menu {
  background: var(--primary-lt);
  border: 1px solid rgba(192,159,15,0.30);
  border-radius: 0 0 8px 8px;
  padding: 6px 0;
  min-width: 230px;
  box-shadow: 0 8px 24px rgba(18,37,77,0.30);
  border-top: 2px solid var(--secondary);
}

#navbar .dropdown-item {
  color: rgba(255,255,255,0.85);
  padding: 10px 20px;
  font-size: 0.82rem;
  font-weight: 500;
  transition: background 0.2s, color 0.2s;
  border-left: 3px solid transparent;
}

#navbar .dropdown-item:hover,
#navbar .dropdown-item.active {
  background: rgba(192,159,15,0.14);
  color: var(--secondary);
  border-left-color: var(--secondary);
}

.navbar-toggler {
  border-color: rgba(255,255,255,0.30);
  padding: 6px 10px;
}

/* =============================================
   LANGUAGE SWITCHER
   ============================================= */
.lang-switcher { display: none; margin-left: 8px; }

.lang-btn {
  background: transparent;
  border: 1px solid rgba(255,255,255,0.35);
  color: #fff;
  border-radius: 30px;
  padding: 5px 14px;
  font-size: 0.8rem;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.2s, color 0.2s;
}

.lang-btn:hover,
.lang-switcher.show .lang-btn {
  background: var(--secondary);
  color: var(--primary-dk);
  border-color: var(--secondary);
}

.lang-switcher .dropdown-menu {
  background: var(--primary-lt);
  border: 1px solid rgba(255,255,255,0.20);
  border-radius: 8px;
  min-width: 170px;
  padding: 6px 0;
  box-shadow: 0 8px 24px rgba(18,37,77,0.30);
}

.lang-option {
  color: rgba(255,255,255,0.9);
  font-size: 0.85rem;
  padding: 8px 16px;
}

.lang-option:hover,
.lang-option.active {
  background: rgba(252,207,4,0.15);
  color: var(--secondary-lt);
}

/* Hide Google Translate's own banner/toolbar and default widget chrome */
body { top: 0 !important; }
.goog-te-banner-frame.skiptranslate { display: none !important; }
.goog-te-gadget { height: 0; overflow: hidden; }
#google_translate_element { position: absolute; width: 0; height: 0; overflow: hidden; }

/* =============================================
   ACCESSIBILITY BAR
   ============================================= */
.a11y-bar {
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 8px 8px;
  border-top: 1px solid rgba(255,255,255,0.15);
  margin-top: 4px;
  justify-content: center;
}

@media (min-width: 1200px) {
  #navbar .container-fluid {
    display: flex;
    align-items: center;
    flex-wrap: nowrap;
  }

  #navbar #mainNav {
    flex: 1 1 auto;
  }

  .a11y-bar {
    border-top: none;
    border-left: 2px solid rgba(255,255,255,0.20);
    margin-top: 0;
    margin-left: auto;
    padding: 0 0 0 14px;
    flex-shrink: 0;
  }
}

.a11y-btn {
  background: transparent;
  border: 1px solid rgba(255,255,255,0.35);
  color: #fff;
  border-radius: 4px;
  padding: 3px 8px;
  font-size: 0.78rem;
  font-weight: 700;
  cursor: pointer;
  line-height: 1.4;
  transition: background 0.2s, color 0.2s;
}

.a11y-btn:hover,
.a11y-btn.active {
  background: var(--secondary);
  color: var(--primary-dk);
  border-color: var(--secondary);
}

.a11y-btn-default { font-size: 0.85rem; }
.a11y-btn-contrast { font-size: 0.9rem; padding: 3px 9px; }
.a11y-btn-darkmode { font-size: 0.9rem; padding: 3px 9px; }

/* High contrast mode */
body.high-contrast {
  filter: contrast(1.5) grayscale(0.15);
}

/* =============================================
   DARK MODE
   ============================================= */
body.dark-mode {
  --primary:      #3a5da8;
  --primary-dk:   #263b6e;
  --primary-lt:   #4d72c4;
  --secondary:    #FCCF04;
  --secondary-lt: #ffe066;
  --accent:       #1c2740;
  --light-bg:     #12182a;
  --white:        #1b243c;
  --text-dark:    #e8ecf5;
  --text-muted:   #a8b3cc;
  --border:       #2c3856;
  --card-shadow: 0 4px 24px rgba(0,0,0,0.35);
  --card-shadow-hover: 0 12px 40px rgba(0,0,0,0.5);
  background: #0d1220;
  color: #e8ecf5;
}

body.dark-mode section { background: transparent; }

body.dark-mode .a11y-btn { border-color: rgba(252,207,4,0.35); color: #e8ecf5; }
body.dark-mode .a11y-btn:hover,
body.dark-mode .a11y-btn.active { background: var(--secondary); color: #1b243c; }

body.dark-mode .rate-table thead th,
body.dark-mode .fin-table thead th,
body.dark-mode .fin-table-header,
body.dark-mode .dic-header,
body.dark-mode .bdc-header { color: #fff; }

body.dark-mode .accordion-button { background: var(--white) !important; color: var(--text-dark) !important; }
body.dark-mode .accordion-button:not(.collapsed) { background: var(--primary-dk) !important; color: var(--secondary-lt) !important; }
body.dark-mode .accordion-body { background: var(--white); color: var(--text-dark); }

body.dark-mode .form-control,
body.dark-mode .form-select {
  background: var(--white);
  color: var(--text-dark);
  border-color: var(--border);
}

body.dark-mode .news-ticker-wrapper,
body.dark-mode .resource-card,
body.dark-mode .stat-box,
body.dark-mode .reason-card,
body.dark-mode .branch-hours-note,
body.dark-mode .rate-note,
body.dark-mode .digital-info-card,
body.dark-mode .contact-form-card,
body.dark-mode .history-card,
body.dark-mode .mission-quote-item { background: var(--white); color: var(--text-dark); border-color: var(--border); }

/* =============================================
   HERO SLIDER
   ============================================= */
#hero { position: relative; }

#hero .carousel-item { height: 560px; overflow: hidden; }

.slider-split {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  height: 560px;
  position: relative;
  background: var(--primary-dk);
}

.slider-bg-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 0;
}

.slider-overlay {
  display: none;
}

.slider-text-inner {
  position: relative;
  z-index: 2;
  max-width: 480px;
  margin: 0 0 0 6%;
  padding: 28px 34px;
  text-align: left;
  background: linear-gradient(135deg, rgba(18,37,77,0.88) 0%, rgba(28,58,120,0.88) 100%);
  border-left: 3px solid var(--secondary);
  border-radius: 10px;
  box-shadow: 0 20px 50px rgba(6,13,32,0.35);
}

.slider-eyebrow {
  font-size: 0.85rem;
  color: var(--secondary-lt);
  letter-spacing: 3px;
  text-transform: uppercase;
  margin-bottom: 16px;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 10px;
}

.slider-eyebrow::before {
  content: '';
  display: inline-block;
  width: 28px;
  height: 2px;
  background: var(--secondary);
  flex-shrink: 0;
}

.slider-heading {
  font-family: 'Poppins', sans-serif;
  font-size: 2.5rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 16px;
  line-height: 1.25;
}

.slider-sub {
  color: rgba(255,255,255,0.90);
  font-size: 1.05rem;
  margin-bottom: 30px;
  line-height: 1.65;
}

.btn-hero {
  background: var(--secondary);
  color: var(--primary-dk);
  border: none;
  padding: 13px 36px;
  font-weight: 700;
  border-radius: 4px;
  font-size: 0.90rem;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  transition: background 0.2s, transform 0.2s, box-shadow 0.2s;
  text-decoration: none;
  display: inline-block;
  box-shadow: 0 4px 16px rgba(192,159,15,0.40);
}

.btn-hero:hover {
  background: var(--secondary-lt);
  transform: translateY(-2px);
  color: var(--primary-dk);
  box-shadow: 0 8px 24px rgba(192,159,15,0.50);
}

#hero .carousel-indicators button {
  width: 30px;
  height: 3px;
  border-radius: 2px;
  background: rgba(255,255,255,0.45);
  border: none;
  transition: background 0.2s, width 0.2s;
}

#hero .carousel-indicators button.active {
  background: var(--secondary);
  width: 50px;
}

/* =============================================
   SECTION COMMONS
   ============================================= */
section { position: relative; }

.section-heading h2 {
  font-family: 'Poppins', sans-serif;
  font-size: 1.9rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 10px;
  line-height: 1.2;
}

.section-divider {
  width: 48px;
  height: 3px;
  background: var(--secondary);
  margin: 0 auto 10px;
  border-radius: 2px;
  position: relative;
}

.section-divider::after {
  content: '';
  position: absolute;
  left: 52px;
  top: 0;
  width: 8px;
  height: 3px;
  background: var(--secondary);
  border-radius: 2px;
  opacity: 0.45;
}

.py-5 { padding-top: 72px !important; padding-bottom: 72px !important; }

/* scroll reveal */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.reveal.is-visible { opacity: 1; transform: translateY(0); }

/* =============================================
   SERVICES SECTION
   ============================================= */
.section-services { background: var(--light-bg); }

.service-card {
  background: var(--white);
  border-radius: 10px;
  padding: 0;
  display: flex;
  align-items: stretch;
  box-shadow: var(--card-shadow);
  transition: transform 0.25s, box-shadow 0.25s;
  overflow: hidden;
  border: 1px solid var(--border);
  position: relative;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  opacity: 0;
  transition: opacity 0.25s;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--card-shadow-hover);
  border-color: rgba(28,58,120,0.15);
}

.service-card:hover::before { opacity: 1; }

.service-card-inner {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  padding: 24px;
  width: 100%;
}

.service-icon {
  flex-shrink: 0;
  width: 54px;
  height: 54px;
  background: linear-gradient(135deg, var(--primary-dk) 0%, var(--primary) 100%);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 14px rgba(28,58,120,0.30);
}

.service-icon i { color: #fff; font-size: 1.25rem; }
.service-icon img { width: 30px; height: 30px; display: block; }

.service-card-text { flex: 1; }
.service-card-text h5 {
  color: var(--primary);
  font-weight: 700;
  font-size: 0.98rem;
  margin-bottom: 6px;
  font-family: 'Poppins', sans-serif;
}
.service-card-text p {
  color: var(--text-muted);
  font-size: 0.86rem;
  margin: 0;
  line-height: 1.60;
}

/* =============================================
   NEWS & ANNOUNCEMENTS (auto-scroll ticker)
   ============================================= */
.section-news { background: var(--white); border-top: 1px solid var(--border); }
.section-news .section-heading h2 { color: var(--primary); }

.news-ticker-wrapper {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  height: 300px;
  overflow: hidden;
  box-shadow: var(--card-shadow);
  border-top: 3px solid var(--primary);
  position: relative;
}

.news-scroll { overflow: hidden; height: 100%; padding: 6px 0; }
.news-list {
  list-style: none;
  padding: 0;
  margin: 0;
  animation: news-scroll-up 22s linear infinite;
}
.news-ticker-wrapper:hover .news-list { animation-play-state: paused; }

@keyframes news-scroll-up {
  0%   { transform: translateY(0); }
  100% { transform: translateY(-50%); }
}

.news-list li {
  padding: 13px 22px;
  border-bottom: 1px solid var(--border);
  color: var(--text-dark);
  font-size: 0.87rem;
  line-height: 1.55;
  display: flex;
  align-items: baseline;
  gap: 8px;
  transition: background 0.15s;
}

.news-list li:hover { background: var(--light-bg); }
.news-list li i { color: var(--secondary); flex-shrink: 0; }

.news-link {
  color: var(--primary);
  font-weight: 700;
  text-decoration: none;
  font-size: 0.83rem;
  padding: 1px 8px;
  background: rgba(28,58,120,0.07);
  border-radius: 3px;
  margin-left: 4px;
  transition: background 0.15s, color 0.15s;
  white-space: nowrap;
}

.news-link:hover { background: var(--primary); color: #fff; }

.news-link-disabled {
  color: var(--text-muted);
  font-weight: 700;
  text-decoration: none;
  font-size: 0.83rem;
  padding: 1px 8px;
  background: rgba(128, 128, 128, 0.1);
  border-radius: 3px;
  margin-left: 4px;
  white-space: nowrap;
}

/* =============================================
   PRESIDENT'S MESSAGE
   ============================================= */
.section-message { background: var(--light-bg); }

.message-card {
  background: var(--white);
  border-radius: 12px;
  padding: 36px 40px;
  box-shadow: var(--card-shadow);
  border: 1px solid var(--border);
  border-top: 4px solid var(--primary);
}

.message-layout { display: flex; gap: 36px; align-items: flex-start; }
.message-photo-wrap { flex: 0 0 150px; text-align: center; }

.message-photo-wrap img {
  width: 150px;
  height: 180px;
  object-fit: cover;
  object-position: top;
  border-radius: 8px;
  border: 3px solid var(--secondary);
  box-shadow: 0 6px 20px rgba(28,58,120,0.18);
  display: block;
}

.message-photo-name {
  margin-top: 10px;
  display: flex;
  flex-direction: column;
  gap: 2px;
  font-size: 0.82rem;
  color: var(--primary);
  line-height: 1.4;
}

.message-photo-name em { color: var(--text-muted); font-size: 0.76rem; }
.message-content { flex: 1; }
.message-body p {
  line-height: 1.85;
  color: var(--text-dark);
  margin-bottom: 14px;
  font-size: 0.95rem;
}

.message-signature {
  margin-top: 24px;
  padding-top: 16px;
  border-top: 1px solid var(--border);
  color: var(--primary);
  font-size: 0.95rem;
  text-align: right;
  font-weight: 600;
}

@media (max-width: 576px) {
  .message-layout { flex-direction: column; align-items: center; }
  .message-photo-wrap { flex: unset; }
  .message-signature { text-align: center; }
  .message-card { padding: 24px 20px; }
}

/* =============================================
   STATS STRIP
   ============================================= */
.section-stats {
  background: linear-gradient(90deg, var(--primary-dk) 0%, var(--primary) 50%, var(--primary-dk) 100%);
  position: relative;
  overflow: hidden;
}

.section-stats::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 30% 50%, rgba(192,159,15,0.10) 0%, transparent 60%),
                    radial-gradient(circle at 70% 50%, rgba(255,255,255,0.04) 0%, transparent 50%);
}

.stat-item { padding: 12px 8px; position: relative; z-index: 1; }

.stat-number {
  font-family: 'Poppins', sans-serif;
  font-size: 2.6rem;
  font-weight: 800;
  color: var(--white);
  margin: 0;
  line-height: 1;
}

.stat-label {
  font-size: 0.82rem;
  font-weight: 500;
  color: rgba(255,255,255,0.88);
  margin: 6px 0 0;
  text-transform: uppercase;
  letter-spacing: 0.8px;
}

.section-stats .col-4:not(:last-child) .stat-item {
  border-right: 1px solid rgba(255,255,255,0.15);
}

/* =============================================
   DICGC
   ============================================= */
.section-dicgc { background: var(--light-bg); }

.dicgc-card {
  background: var(--white);
  border-radius: 10px;
  padding: 36px;
  box-shadow: var(--card-shadow);
  border: 1px solid var(--border);
  border-top: 4px solid var(--primary);
}

.dicgc-card a { color: var(--primary); font-weight: 700; text-decoration: none; }
.dicgc-card a:hover { text-decoration: underline; }

.dicgc-logo-panel {
  background: linear-gradient(135deg, var(--primary-dk) 0%, var(--primary) 100%);
  border-radius: 8px;
  padding: 24px 34px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 14px rgba(28,58,120,0.25);
}

.dicgc-logo-panel-light {
  background: var(--white);
  border: 1px solid var(--border);
  box-shadow: var(--card-shadow);
}

.dicgc-logo-panel img { height: 100px; width: auto; object-fit: contain; display: block; }

/* =============================================
   CONSUMER AWARENESS
   ============================================= */
.section-awareness { background: var(--white); }

.awareness-video-box {
  position: relative;
  width: 100%;
  aspect-ratio: 16 / 9;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: var(--card-shadow-hover);
  border: 2px solid var(--border);
  background: #000;
}

.awareness-video-box iframe {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border: 0;
}

.awareness-carousel-wrap {
  max-width: 380px;
  margin: 0 auto;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: var(--card-shadow-hover);
  border: 2px solid var(--border);
}

.awareness-slide-box {
  background: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  max-height: 480px;
  overflow: hidden;
}

.awareness-slide-img { width: 100%; height: auto; display: block; }
#awarenessCarousel:hover { --bs-carousel-interval: 999999ms; }

.awareness-ctrl { width: 40px; background: rgba(18,37,77,0.55); border-radius: 0; transition: background 0.2s; }
.awareness-ctrl:hover { background: rgba(18,37,77,0.85); }

.awareness-dots { bottom: 10px; }
.awareness-dots [data-bs-target] {
  width: 8px; height: 8px; border-radius: 50%;
  background-color: var(--secondary); border: none; opacity: 0.50;
}
.awareness-dots [data-bs-target].active { opacity: 1; }

/* =============================================
   FAQ
   ============================================= */
.section-faq { background: var(--light-bg); }

.accordion-button {
  font-weight: 500;
  font-size: 0.93rem;
  color: var(--primary);
  background: var(--white);
}

.accordion-button:not(.collapsed) {
  background: var(--primary);
  color: var(--white);
  box-shadow: none;
}

.accordion-button:not(.collapsed)::after { filter: invert(1) brightness(1.5); }

.accordion-item {
  border: 1px solid var(--border);
  margin-bottom: 8px;
  border-radius: 8px !important;
  overflow: hidden;
  box-shadow: 0 1px 6px rgba(28,58,120,0.07);
}

.accordion-body { font-size: 0.90rem; color: var(--text-dark); line-height: 1.75; background: var(--white); }

/* =============================================
   FOOTER
   ============================================= */
.site-footer {
  background: url('../img/footer-bg.svg') center center / cover no-repeat;
  color: #fff;
  position: relative;
  overflow: hidden;
  border-top: 3px solid var(--secondary);
}

.site-footer::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(20, 5, 9, 0.80);
  pointer-events: none;
}

.site-footer .container { position: relative; z-index: 1; }

.footer-heading {
  color: var(--secondary);
  font-family: 'Poppins', sans-serif;
  font-size: 0.88rem;
  font-weight: 700;
  letter-spacing: 0.8px;
  margin-bottom: 18px;
  text-transform: uppercase;
  padding-bottom: 10px;
  border-bottom: 1px solid rgba(192,159,15,0.40);
  position: relative;
}

.footer-heading::after {
  content: '';
  position: absolute;
  bottom: -1px; left: 0;
  width: 32px;
  height: 2px;
  background: var(--secondary);
}

.footer-about { font-size: 0.85rem; line-height: 1.85; color: rgba(255,255,255,0.92); margin-bottom: 12px; }

.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 9px; }
.footer-links a {
  color: rgba(255,255,255,0.90);
  text-decoration: none;
  font-size: 0.85rem;
  font-weight: 500;
  transition: color 0.2s, padding-left 0.2s;
  display: flex;
  align-items: center;
  gap: 6px;
}

.footer-links a:hover { color: var(--secondary); padding-left: 3px; }
.footer-links i { font-size: 0.70rem; color: var(--secondary); }

.footer-contact p {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.92);
  margin-bottom: 10px;
  line-height: 1.65;
}

.footer-contact a { color: var(--secondary); text-decoration: none; font-weight: 600; }
.footer-contact a:hover { color: #fff; text-decoration: underline; }

.footer-hr { border-color: rgba(192,159,15,0.25); }

.footer-copy { color: rgba(255,255,255,0.75); font-size: 0.80rem; margin: 0; }

/* =============================================
   PAGE BANNER (inner pages)
   ============================================= */
.page-banner {
  position: relative;
  overflow: hidden;
  border-bottom: 3px solid var(--secondary);
  min-height: 560px;
  display: flex;
  align-items: flex-end;
}

.page-banner .banner-bg-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 0;
}

.page-banner::after {
  display: none;
}

.page-banner-overlay {
  position: relative;
  z-index: 2;
  width: auto;
  max-width: 90%;
  margin: 0 auto 28px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 14px 30px;
  background: linear-gradient(135deg, rgba(18,37,77,0.88) 0%, rgba(28,58,120,0.88) 100%);
  border-top: 3px solid var(--secondary);
  border-radius: 8px;
  box-shadow: 0 14px 36px rgba(6,13,32,0.35);
}

.page-banner h2 {
  color: var(--white);
  font-family: 'Poppins', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 4px;
}

.page-banner .breadcrumb { background: none; margin: 0; padding: 0; justify-content: center; }
.page-banner .breadcrumb-item,
.page-banner .breadcrumb-item a { color: rgba(255,255,255,0.65); font-size: 0.84rem; text-decoration: none; }
.page-banner .breadcrumb-item a:hover { color: var(--secondary); }
.page-banner .breadcrumb-item.active { color: var(--secondary); font-weight: 600; }
.page-banner .breadcrumb-item + .breadcrumb-item::before { color: rgba(255,255,255,0.35); }

/* =============================================
   NAV TABS (pill style)
   ============================================= */
.nav-tabs-bank {
  border: none;
  gap: 6px;
  background: var(--white);
  padding: 5px;
  border-radius: 50px;
  display: flex;
  width: fit-content;
  margin-left: auto;
  margin-right: auto;
  box-shadow: 0 2px 12px rgba(28,58,120,0.10);
  margin-bottom: 32px !important;
  border: 1px solid var(--border);
  flex-wrap: wrap;
  justify-content: center;
}

.nav-tabs-bank .nav-link {
  color: var(--primary);
  font-weight: 600;
  border-radius: 50px;
  border: none;
  padding: 9px 24px;
  font-size: 0.88rem;
  transition: all 0.22s;
  background: transparent;
}

.nav-tabs-bank .nav-link:hover { background: rgba(28,58,120,0.07); color: var(--primary); }

.nav-tabs-bank .nav-link.active {
  background: var(--primary);
  color: #fff !important;
  box-shadow: 0 4px 14px rgba(28,58,120,0.30);
}

/* =============================================
   ABOUT / HISTORY PAGE
   ============================================= */
.about-page-section { background: var(--light-bg); padding: 48px 0 56px; }

.about-section-title {
  color: var(--primary);
  font-family: 'Poppins', sans-serif;
  font-size: 1.22rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 18px;
}

.about-section-title::before {
  content: '';
  display: inline-block;
  width: 4px;
  height: 26px;
  border-radius: 3px;
  background: linear-gradient(180deg, var(--secondary) 0%, var(--primary) 100%);
  flex-shrink: 0;
}

.history-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 28px 32px;
  box-shadow: var(--card-shadow);
  margin-bottom: 22px;
}

.history-card p { line-height: 1.9; font-size: 0.94rem; color: var(--text-dark); margin-bottom: 14px; }
.history-card p:last-child { margin-bottom: 0; }

.mission-card {
  background: var(--white);
  border-radius: 12px;
  padding: 44px 40px;
  box-shadow: var(--card-shadow);
  border: 1px solid var(--border);
  border-top: 4px solid var(--primary);
}

.mission-icon {
  width: 76px;
  height: 76px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-lt) 100%);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto;
  box-shadow: 0 6px 20px rgba(28,58,120,0.28);
}

.mission-icon i { color: #fff; font-size: 1.9rem; }
.mission-quotes { margin-top: 28px; display: flex; flex-direction: column; gap: 8px; }

.mission-quote-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 14px 18px;
  background: var(--light-bg);
  border-radius: 8px;
  font-size: 0.92rem;
  color: var(--text-dark);
  border: 1px solid var(--border);
}

.mission-quote-item i { color: var(--secondary); font-size: 1rem; margin-top: 2px; flex-shrink: 0; }

.vision-banner {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-lt) 100%);
  border-radius: 10px;
  padding: 40px 44px;
  text-align: center;
  box-shadow: var(--card-shadow-hover);
  position: relative;
  overflow: hidden;
}

.vision-banner::before {
  content: '\201C';
  position: absolute;
  top: -20px; left: 16px;
  font-size: 8rem;
  color: rgba(255,255,255,0.08);
  font-family: Georgia, serif;
  line-height: 1;
}

.vision-banner p {
  color: rgba(255,255,255,0.92);
  margin: 0;
  font-size: 1.15rem;
  font-style: italic;
  line-height: 1.8;
  position: relative;
  z-index: 1;
}

/* =============================================
   FINANCIAL PAGE
   ============================================= */
.fin-table-card {
  background: var(--white);
  border-radius: 8px;
  overflow: hidden;
  box-shadow: var(--card-shadow);
  border: 1px solid var(--border);
  margin-bottom: 32px;
}

.fin-table-header {
  background: linear-gradient(135deg, var(--primary-dk), var(--primary));
  color: var(--white);
  font-weight: 600;
  letter-spacing: 0.5px;
  padding: 14px 20px;
  font-size: 0.95rem;
}

.fin-table thead th {
  background: var(--light-bg);
  color: var(--primary);
  font-size: 0.82rem;
  font-weight: 700;
  padding: 11px 16px;
  border-bottom: 2px solid var(--primary);
}

.fin-table tbody td { padding: 10px 16px; font-size: 0.88rem; }
.fin-table tbody tr:hover { background: var(--light-bg); }

.fin-total td {
  background: var(--accent) !important;
  font-weight: 700;
  border-top: 2px solid var(--primary);
}

.stat-box {
  background: var(--white);
  border-radius: 10px;
  padding: 20px 12px;
  text-align: center;
  box-shadow: var(--card-shadow);
  border: 1px solid var(--border);
  position: relative;
  overflow: hidden;
  transition: transform 0.2s, box-shadow 0.2s;
}

.stat-box::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
}

.stat-box:hover { transform: translateY(-4px); box-shadow: var(--card-shadow-hover); }

.stat-box .stat-icon {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary-dk), var(--primary));
  color: var(--secondary-lt);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  margin: 0 auto 10px;
}

.stat-box .stat-num {
  font-family: 'Poppins', sans-serif;
  font-size: 1.85rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1;
  margin-bottom: 4px;
}

.stat-box .stat-label {
  font-size: 0.78rem;
  color: var(--text-muted);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.tbu-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--accent);
  color: var(--primary-dk);
  border: 1px solid rgba(192,159,15,0.5);
  padding: 3px 12px;
  border-radius: 20px;
  font-size: 0.74rem;
  font-weight: 700;
}

.data-note {
  background: #fffbee;
  border-left: 4px solid var(--secondary);
  padding: 14px 18px;
  border-radius: 0 6px 6px 0;
  font-size: 0.87rem;
  color: #5a4a10;
  margin-bottom: 24px;
}

/* =============================================
   MANAGEMENT PAGE — Style A: rounded-square photo, gold chip badge
   ============================================= */

/* 5-per-row on large screens (no native Bootstrap 5-col class) */
@media (min-width: 1200px) {
  .mgmt-col-5 {
    flex: 0 0 auto;
    width: 20%;
  }
}

.mgmtA-card {
  background: var(--white);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--card-shadow);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  text-align: center;
  padding-bottom: 14px;
  height: 100%;
}

.mgmtA-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--card-shadow-hover);
}

.mgmtA-photo {
  width: 100%;
  aspect-ratio: 1 / 1;
  overflow: hidden;
  border-radius: 16px 16px 40% 40% / 16px 16px 22px 22px;
}

.mgmtA-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  transition: transform 0.5s ease;
}

.mgmtA-card:hover .mgmtA-photo img { transform: scale(1.06); }

.mgmtA-chip {
  display: inline-block;
  background: var(--secondary);
  color: var(--primary-dk);
  font-size: 0.62rem;
  font-weight: 800;
  letter-spacing: 0.6px;
  text-transform: uppercase;
  padding: 3px 12px;
  border-radius: 20px;
  margin-top: -14px;
  position: relative;
  box-shadow: 0 3px 8px rgba(0,0,0,0.15);
}

.mgmtA-name {
  font-weight: 700;
  color: var(--primary-dk);
  font-size: 0.85rem;
  margin: 8px 0 0;
}

/* =============================================
   DIGITAL BANKING
   ============================================= */
.digital-info-card {
  background: var(--white);
  border-radius: 8px;
  overflow: hidden;
  box-shadow: var(--card-shadow);
  border: 1px solid var(--border);
}

.dic-header {
  background: linear-gradient(135deg, var(--primary-dk), var(--primary));
  color: var(--white);
  padding: 14px 20px;
  font-weight: 600;
  font-size: 0.93rem;
}

.dic-body { padding: 24px; }
.dic-body p { font-size: 0.92rem; color: var(--text-dark); line-height: 1.78; }
.dic-body ul { font-size: 0.92rem; color: var(--text-dark); line-height: 1.85; }

.resource-card {
  background: var(--white);
  border-radius: 8px;
  padding: 22px 18px;
  box-shadow: var(--card-shadow);
  text-align: center;
  border: 1px solid var(--border);
  border-bottom: 3px solid var(--primary);
  height: 100%;
  transition: transform 0.2s, box-shadow 0.2s;
  text-decoration: none;
  display: block;
}

.resource-card:hover { transform: translateY(-4px); box-shadow: var(--card-shadow-hover); }
.resource-card h6 { color: var(--primary); font-weight: 700; font-size: 0.90rem; margin: 10px 0 4px; }
.resource-card p { color: var(--text-muted); font-size: 0.80rem; margin: 0; }
.resource-card .icon-lg { font-size: 1.9rem; color: var(--primary); }

.atm-card-stage {
  background: linear-gradient(135deg, #0a1530 0%, var(--primary-dk) 55%, var(--primary) 100%);
  border-radius: 20px;
  padding: 48px 32px;
  position: relative;
  overflow: hidden;
}

.atm-card-stage::before {
  content: '';
  position: absolute;
  inset: 10px;
  border: 1.5px solid rgba(192,159,15,0.45);
  border-radius: 12px;
  pointer-events: none;
}

.atm-card-stage::after {
  content: '';
  position: absolute;
  top: -40%;
  right: -20%;
  width: 65%;
  height: 180%;
  background: radial-gradient(circle, rgba(252,207,4,0.25) 0%, transparent 70%);
  pointer-events: none;
}

.atm-card-visual {
  max-width: 380px;
  width: 100%;
  margin: 0 auto;
  position: relative;
  border-radius: 14px;
  filter: drop-shadow(0 16px 32px rgba(0,0,0,0.4));
}

/* =============================================
   LOAN / DEPOSIT TABLES
   ============================================= */
.rate-table thead th {
  background: linear-gradient(135deg, var(--primary-dk), var(--primary));
  color: var(--white);
  font-size: 0.83rem;
  font-weight: 700;
  padding: 12px 14px;
  white-space: nowrap;
}

.rate-table tbody td {
  padding: 11px 14px;
  font-size: 0.88rem;
  vertical-align: middle;
  transition: background 0.15s ease;
}
.rate-table tbody td:first-child { border-left: 3px solid transparent; transition: background 0.15s ease, border-color 0.15s ease; }
.rate-table tbody tr:hover td { background: rgba(28,58,120,0.10); }
.rate-table tbody tr:hover td:first-child { border-left-color: var(--secondary); }

.rate-cell { color: var(--primary); font-weight: 700; font-size: 0.92rem; }

.rate-note {
  background: #fffbee;
  border-left: 4px solid var(--secondary);
  padding: 14px 18px;
  border-radius: 0 6px 6px 0;
  font-size: 0.87rem;
  color: #5a4a10;
}

/* =============================================
   BRANCHES PAGE
   ============================================= */
.branch-detail-card {
  background: var(--white);
  border-radius: 10px;
  overflow: hidden;
  box-shadow: var(--card-shadow);
  border: 1px solid var(--border);
  height: 100%;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.branch-detail-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--card-shadow-hover);
}

.branch-detail-card:hover .branch-photo { transform: scale(1.06); }
.branch-detail-card:hover .branch-photo-uncropped { transform: none; }

.featured-branch { border: 2px solid var(--secondary); }

.branch-photo {
  width: 100%;
  height: 190px;
  object-fit: cover;
  object-position: top;
  display: block;
  transition: transform 0.4s ease;
}

.branch-photo-center { object-position: center; }
.branch-photo-nameplate { object-position: center 42%; }
.branch-photo-nameplate-low { object-position: center 64%; }
.branch-photo-nameplate-mid { object-position: center 55%; }
.branch-photo-nameplate-right { object-position: 85% 20%; }

.branch-photo-uncropped {
  object-fit: contain;
  background: var(--accent);
}

.lightbox-trigger { cursor: zoom-in; }

/* Head Office — 3-column banner: exterior photo | details | interior photo */
.branch-photo-ho { height: 190px; }

@media (min-width: 768px) {
  .branch-detail-card-ho {
    display: flex;
    align-items: stretch;
  }
  .branch-detail-card-ho .branch-photo-ho {
    width: 27%;
    height: auto;
    flex-shrink: 0;
  }
  .branch-detail-card-ho .bdc-main {
    width: 46%;
    display: flex;
    flex-direction: column;
  }
  .branch-detail-card-ho .bdc-header {
    padding: 10px 18px;
  }
  .branch-detail-card-ho .bdc-body {
    flex: 1;
    padding: 14px 18px;
  }
  .branch-detail-card-ho .bdc-body p {
    margin-bottom: 5px;
    font-size: 0.82rem;
  }
  .branch-detail-card-ho .bdc-name {
    margin-bottom: 6px;
    font-size: 0.92rem;
  }
  .branch-detail-card-ho .bdc-hours {
    padding: 7px 12px;
    font-size: 0.78rem;
    margin-top: 6px;
  }
}

.bdc-header {
  background: linear-gradient(135deg, var(--primary-dk), var(--primary));
  color: var(--white);
  padding: 14px 20px;
  font-weight: 600;
  font-size: 0.93rem;
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 6px;
}

.bdc-branch { background: linear-gradient(135deg, var(--primary), var(--primary-lt)); }

.bdc-body { padding: 20px 24px; }
.bdc-body p { font-size: 0.87rem; color: var(--text-dark); margin-bottom: 8px; }
.bdc-body a { color: var(--primary); }
.bdc-name { color: var(--primary); font-weight: 700; margin-bottom: 12px; font-size: 0.99rem; }

.bdc-hours {
  background: var(--light-bg);
  border-radius: 6px;
  padding: 10px 14px;
  font-size: 0.84rem;
  margin-top: 10px;
  border-left: 3px solid var(--secondary);
}

.branch-hours-note {
  background: var(--accent);
  border-radius: 8px;
  padding: 12px 20px;
  text-align: center;
  font-size: 0.86rem;
  color: var(--text-dark);
  border: 1px solid rgba(192,159,15,0.35);
}

.branch-hours-note i { color: var(--primary); }

/* =============================================
   GALLERY PAGE
   ============================================= */
.gallery-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 20px; }

.gallery-item {
  position: relative;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: var(--card-shadow);
  border: 1px solid var(--border);
  cursor: pointer;
  height: 220px;
}

.gallery-item img {
  width: 100%; height: 100%; object-fit: cover;
  transition: transform 0.4s ease;
  display: block;
}

.gallery-item:hover img { transform: scale(1.08); }

.gallery-caption {
  position: absolute;
  left: 0; right: 0; bottom: 0;
  padding: 10px 14px;
  background: linear-gradient(0deg, rgba(18,37,77,0.85), transparent);
  color: #fff;
  font-size: 0.82rem;
  font-weight: 500;
  opacity: 0;
  transform: translateY(8px);
  transition: opacity 0.25s, transform 0.25s;
}

.gallery-item:hover .gallery-caption { opacity: 1; transform: translateY(0); }

/* lightbox */
.lightbox-overlay {
  position: fixed;
  inset: 0;
  background: rgba(20,5,9,0.92);
  display: none;
  align-items: center;
  justify-content: center;
  z-index: 2000;
  padding: 24px;
}
.lightbox-overlay.active { display: flex; }
.lightbox-overlay img { max-width: 90vw; max-height: 82vh; border-radius: 8px; box-shadow: 0 20px 60px rgba(0,0,0,0.5); }
.lightbox-close {
  position: absolute;
  top: 22px; right: 30px;
  color: #fff;
  font-size: 2rem;
  background: none;
  border: none;
  cursor: pointer;
  line-height: 1;
}
.lightbox-caption { position: absolute; bottom: 26px; left: 0; right: 0; text-align: center; color: var(--secondary-lt); font-size: 0.95rem; }

/* =============================================
   CONTACT PAGE
   ============================================= */
.contact-info-item { display: flex; align-items: flex-start; gap: 16px; margin-bottom: 20px; }

.ci-icon {
  width: 44px; height: 44px; min-width: 44px;
  background: var(--primary);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 3px 10px rgba(28,58,120,0.25);
}

.ci-icon i { color: var(--secondary); font-size: 1.05rem; }
.contact-info-item h6 { color: var(--text-muted); font-size: 0.74rem; text-transform: uppercase; letter-spacing: 0.5px; margin: 0; }
.contact-info-item a, .contact-info-item p { color: var(--primary); font-weight: 500; font-size: 0.94rem; margin: 0; text-decoration: none; }
.contact-info-item a:hover { text-decoration: underline; }

.contact-section-label {
  color: var(--primary);
  font-size: 0.88rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  padding-bottom: 8px;
  border-bottom: 2px solid var(--secondary);
  margin-bottom: 16px;
}

/* Branch picker chips */
.branch-picker {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
  margin-bottom: 28px;
}

.branch-chip {
  background: var(--white);
  border: 1.5px solid var(--border);
  color: var(--primary);
  padding: 9px 20px;
  border-radius: 30px;
  font-size: 0.85rem;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.2s, border-color 0.2s, color 0.2s, transform 0.2s;
}

.branch-chip:hover { border-color: var(--secondary); transform: translateY(-2px); }

.branch-chip.active {
  background: var(--primary);
  border-color: var(--primary);
  color: var(--white);
  box-shadow: 0 4px 14px rgba(28,58,120,0.30);
}

.branch-chip.active i { color: var(--secondary-lt); }

/* Full-bleed map with floating info card */
.branch-map-stage {
  position: relative;
  height: 480px;
  border-radius: 14px;
  overflow: hidden;
  box-shadow: var(--card-shadow-hover);
}

.branch-map-stage iframe { width: 100%; height: 100%; display: block; }

.map-pin {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -100%);
  filter: drop-shadow(0 4px 8px rgba(0,0,0,0.45));
  pointer-events: none;
  z-index: 5;
  animation: pinDrop 0.5s ease;
}

@keyframes pinDrop {
  0%   { transform: translate(-50%, -160%); opacity: 0; }
  70%  { transform: translate(-50%, -95%); opacity: 1; }
  100% { transform: translate(-50%, -100%); }
}

.branch-float-card {
  position: absolute;
  top: 24px;
  left: 24px;
  width: 340px;
  max-width: calc(100% - 48px);
  background: rgba(255,255,255,0.97);
  border-radius: 12px;
  box-shadow: 0 12px 40px rgba(18,37,77,0.35);
  overflow: hidden;
}

.bfc-header {
  background: linear-gradient(135deg, var(--primary-dk), var(--primary));
  color: var(--white);
  padding: 14px 20px;
  font-weight: 700;
  font-size: 0.98rem;
}

.bfc-body { padding: 18px 20px 6px; max-height: 360px; overflow-y: auto; }
.bfc-body .contact-info-item { margin-bottom: 16px; }
.bfc-body .ci-icon { width: 36px; height: 36px; min-width: 36px; }
.bfc-body .ci-icon i { font-size: 0.9rem; }
.bfc-body .contact-info-item a, .bfc-body .contact-info-item p { font-size: 0.85rem; }

@media (max-width: 767px) {
  .branch-map-stage { height: auto; }
  .branch-float-card { position: static; width: 100%; max-width: 100%; margin-bottom: 0; }
  .branch-map-stage iframe { height: 260px; }
}

/* Quick-route "how can we help" cards */
.reason-card {
  display: block;
  background: var(--white);
  border-radius: 10px;
  padding: 22px 14px;
  text-align: center;
  box-shadow: var(--card-shadow);
  border: 1px solid var(--border);
  border-bottom: 3px solid var(--secondary);
  text-decoration: none;
  height: 100%;
  transition: transform 0.2s, box-shadow 0.2s;
}

.reason-card:hover { transform: translateY(-4px); box-shadow: var(--card-shadow-hover); }
.reason-card-disabled {
  cursor: not-allowed;
  opacity: 0.75;
}
.reason-card-disabled:hover { transform: none; box-shadow: var(--card-shadow); }

.reason-card .icon-lg { font-size: 1.7rem; color: var(--primary); }
.reason-card h6 { color: var(--primary); font-weight: 700; font-size: 0.86rem; margin: 10px 0 4px; }
.reason-card p { color: var(--text-muted); font-size: 0.76rem; margin: 0; }

.contact-form-card {
  background: var(--white);
  border-radius: 10px;
  padding: 28px;
  box-shadow: var(--card-shadow);
  border: 1px solid var(--border);
}

.contact-form-card .form-control,
.contact-form-card .form-select {
  border-color: var(--border);
  font-size: 0.92rem;
  padding: 10px 14px;
  border-radius: 6px;
}

.contact-form-card .form-control:focus,
.contact-form-card .form-select:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(28,58,120,0.12);
}

.contact-form-card label { font-size: 0.84rem; font-weight: 600; color: var(--primary-dk); margin-bottom: 6px; }

.btn-submit {
  background: var(--primary);
  color: #fff;
  border: none;
  padding: 11px 32px;
  border-radius: 6px;
  font-weight: 700;
  font-size: 0.88rem;
  letter-spacing: 0.4px;
  text-transform: uppercase;
  transition: background 0.2s, transform 0.2s;
}
.btn-submit:hover { background: var(--primary-dk); color: var(--secondary-lt); transform: translateY(-2px); }

/* =============================================
   BACK TO TOP BUTTON
   ============================================= */
#backToTop {
  position: fixed;
  right: 22px;
  bottom: 26px;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--secondary-lt);
  border: 2px solid var(--secondary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  box-shadow: 0 6px 20px rgba(18,37,77,0.40);
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: opacity 0.3s, transform 0.3s, visibility 0.3s, background 0.2s;
  z-index: 1500;
  cursor: pointer;
}

#backToTop.show { opacity: 1; visibility: visible; transform: translateY(0); }
#backToTop:hover { background: var(--primary-dk); }

/* =============================================
   MISC / UTILITIES
   ============================================= */
.badge-soft {
  background: var(--accent);
  color: var(--primary-dk);
  border: 1px solid rgba(192,159,15,0.4);
  border-radius: 20px;
  padding: 4px 14px;
  font-size: 0.76rem;
  font-weight: 700;
}

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 992px) {
  .slider-heading { font-size: 1.9rem; }
}

@media (max-width: 768px) {
  .bank-logo { width: 72px; height: 72px; margin-right: 14px; }
  .bank-name-main { font-size: 1.15rem; letter-spacing: 0.8px; }
  .bank-tagline { font-size: 0.68rem; letter-spacing: 1px; }
  #hero .carousel-item { height: 460px; }
  .slider-split { height: 460px; }
  .page-banner { min-height: 460px; }
  .slider-text-inner { max-width: 90%; margin: 0 5%; padding: 22px 24px; }
  .slider-heading { font-size: 1.5rem; }
  .slider-sub { font-size: 0.92rem; }
  .section-heading h2 { font-size: 1.5rem; }
  .stat-number { font-size: 2rem; }
  .mission-card { padding: 28px 20px; }
  .message-layout { gap: 20px; }
  #backToTop { right: 14px; bottom: 16px; width: 42px; height: 42px; }
}

@media (max-width: 576px) {
  .py-5 { padding-top: 48px !important; padding-bottom: 48px !important; }
  #hero .carousel-item { height: 400px; }
  .slider-split { height: 400px; }
  .slider-heading { font-size: 1.25rem; }
  .slider-text-inner { padding: 18px 18px; }
  .page-banner { min-height: 400px; }
  .page-banner h2 { font-size: 0.95rem; }
  .page-banner-overlay { padding: 12px 20px; margin-bottom: 20px; }
}